by BlastRoom
Compare how insurance premiums, deductibles, and coverage transfer financial risk.
#us_hs_economics

30 questions
One question set, multiple game modes. Tap any game to see it in action. Not sure which to pick?
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The class blasts through walls together.
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More correct answers pulls the rope your way.
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Use the claim table for Maya's covered auto repair. What completes the claim?

Use the claim table for Priya's covered health procedure. What completes the claim?

Use the claim table for Omar's covered renters claim. What completes the claim?

After a covered collision, Jordan has a $750 repair bill and a $250 deductible. How much does each side pay?
A covered medical bill is $1,200, and Elena's health plan has a $400 deductible. How much does each side pay?
A covered renters loss is $500, and the policy deductible is $100. How much does each side pay?
A covered vehicle repair costs $2,700, and the auto policy has a $1,000 deductible. How much does each side pay?
A covered emergency-room bill is $1,500, and Devon has a $300 deductible. How much does each side pay?
Policy A costs $150 per month with a $250 deductible. Policy B costs $110 per month with a $1,000 deductible. With one covered claim this year, which costs less overall and by how much?
With no claims, Policy A costs $85 per month and Policy B costs $120 per month. Which policy has the lower annual premium cost, and by how much?
Silver costs $95 per month with a $400 deductible; Bronze costs $70 per month with a $900 deductible. With one covered claim, which plan costs less overall and by how much?
Policy A has a $600 annual premium and Policy B has a $1,320 annual premium. If neither policyholder files a claim, which costs less and by how much?
Two separate covered claims occur this year. Policy A costs $50 monthly with a $500 deductible per claim; Policy B costs $110 monthly with a $100 deductible per claim. Which costs less overall?
Policy A costs $120 per month with a $200 deductible. Policy B costs $85 per month with a $650 deductible. With one covered claim, which costs less overall and by how much?
Policy A costs $40 per month with a $500 deductible. Policy B costs $75 per month with a $100 deductible. With one covered claim, which costs less overall and by how much?
A pipe bursts in Leo's apartment and ruins his laptop and clothes. The building owner's policy covers only the building. Which policy would cover Leo's belongings?
While driving, Ava damages another driver's car in a covered crash. Which coverage is designed to pay for the other driver's property damage?
Malik's own car is damaged in a covered crash with a guardrail. Which coverage is designed to pay for repairs to his own vehicle?
A student needs help paying covered doctor and hospital bills after an illness. Which type of insurance addresses those medical costs?
Rosa wants low-cost protection that pays her family only if she dies in the next 20 years, with no savings or cash value. Which policy type fits that need?
A thief steals an insured car from a parking lot. Which auto coverage is generally designed for a covered theft loss?
While renting an apartment, Alyssa accidentally starts a kitchen fire that damages the landlord's cabinet. Which coverage can address her covered liability for that damage?
Nia's health plan has a $500 deductible. After a bicycle crash, she has a $300 covered bill, her first of the year. How much does the insurer pay?
In the comparison table, what belongs in the blank term-life coverage cell?

A renters policy has a $500 deductible. A covered theft causes $2,000 of loss. How much does the insurer pay?
What is an insurance premium?
In the comparison table, what belongs in the blank auto-liability coverage cell?

Why might a driver choose a higher deductible on collision coverage?
In the comparison table, what belongs in the blank health coverage cell?

What is the main drawback of choosing a higher deductible?
Crack the passcode before the zombies get in.
Answer, then swat bugs for bonus points.
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Same question on every screen. Fastest wins.

Pick a tile, answer, hit bonuses and steals.
Consumer Protection: Your Rights and Who Enforces Them
20 questions