Jordan applies for five store cards in one month. Which score factor in the chart does that activity fit?

Avery pays every bill by its due date. Which score factor in the chart does that record belong to?

Priya has a credit card, an auto loan, and a student loan. This variety of account types is part of which score component?

Marcus opened his first credit card eight years ago. The age of that account is most directly part of which score component?

A borrower carries high balances compared with card limits. Which score factor in the chart is most affected?

A credit card account is reported as 60 days late. Which score component does this most directly harm?

In the FICO scoring model, which component usually counts for the largest share of a credit score?

Use the card table. What is Devon's credit utilization ratio?

Mia owes $180 on a card with a $900 limit. What is her credit utilization ratio?

Use the two-card table. What is Eli's combined credit utilization ratio?

Tara has $3,000 in card balances and total card limits of $4,000. Which judgment is most accurate?

Owen's card limit is $2,000 and his balance falls from $500 to $200. What is his new credit utilization ratio?

A card has a $1,000 limit and a reported balance of $1,200. What is its credit utilization ratio?

For 12 months, Rae pays each credit card bill on time. All else equal, what is the likely effect on her score?

After years of on-time payments, Chen misses a card payment and it is reported late. What is the likely effect?

In one week, Lila applies for four new credit cards, and each issuer checks her credit. What is a likely short-term effect?

Noah lowers a reported card balance from $900 to $100 while the card limit remains $1,000. What is the likely result?

A credit report mistakenly lists a payment as late. The creditor corrects the error and the late mark is removed. What is the likely effect?

Ava owes $500 on cards with combined limits of $5,000. Her issuer reduces the limits to $2,000 without changing her balance. What is likely?

Jordan stops paying an auto loan, and the lender reports the account 60 days past due. Which result is most likely?

Which kind of information can a credit report contain?

A credit card issuer sends a customer's balance and payment status to a consumer reporting agency. What role does the issuer have?

Sam applies for an auto loan. Under federal law, which of these has a permissible purpose to pull his credit report?

After Kai applies for a loan, the credit report lists that the lender requested his credit file. What type of entry is this?

Which item is not normally included in a consumer credit report?