Tam's job schedules every shift through an app on her phone. For Tam, the phone plan is best classified as a

Jordan wants a $1,200 gaming computer, but school computers meet all of his coursework needs. The gaming computer is a

Priya walks a mile to work in freezing weather and her only coat has holes. Replacing the coat is a

Leo already has free music available but pays $12 each month for an ad-free music subscription. The subscription is a

Ava needs a prescribed medication to manage a medical condition. Paying for the medication is a

Malik owns several warm sweatshirts but buys a new one mainly because it has a designer logo. The new sweatshirt is a

Devin writes, “Save for a car by July 1.” Which part is missing from this financial goal?

Rosa writes, “Save $25 each week for a class trip.” What detail does her goal still need?

Andre writes, “Reduce food-delivery spending by June 30.” What would make this goal measurable?

Inez writes, “Pay $400 toward my credit-card balance.” Which SMART-goal detail is missing?

Nora's SMART goal is to save $180 for a used bike in 9 weeks. How much must she save each week to reach it on time?

Owen can work a $90 shift or attend a free match with his brother. He attends the match. What is his opportunity cost?

Keisha has $60 left after paying for needs. She buys shoes instead of adding the $60 to savings. Her opportunity cost is

Luis can buy a $30 textbook or spend $30 on lunch with friends. He chooses lunch. What is his opportunity cost?

Sam spends $200 on a concert instead of leaving it for one year in an account paying 5% simple interest. What financial benefit does he give up?

Maya skips a free sports game to work 4 hours at $18 per hour. If she had gone to the game, what wages would have been her opportunity cost?

Rae keeps a game subscription because she paid for it last month, even though she no longer uses it. Which bias is affecting Rae?

Darius chooses $15 today instead of $25 next month, although he does not need the money now. Which bias is this?

A desk marked “was $300, now $180” seems like a bargain to Jen without her comparing other desks. What bias may affect her judgment?

Cal will spend a $50 gift card on a game but says he would never spend $50 cash on the same game. Which bias is this?

Two identical packages are labeled “90% lean” and “10% fat.” Nia chooses the first only because of the wording. What bias is involved?

Maya refuses to switch from a $30 monthly plan to an identical $20 plan because a $15 setup fee feels like a loss, even though she would save $105 over a year. Which bias is this?

Kai has $80 and needs $100 for an exam fee next month. He buys headphones today because the future fee feels far away. Which bias is most likely affecting him?

A sneaker company pays a popular video creator to recommend its shoes to followers. What marketing method is the company using?

An online article reviews a blender in a news-style format, but the blender company paid for it to be written. What is this type of ad called?

A grocery store sells eggs for $1 to attract shoppers who may buy other items at regular prices. What tactic is the store using?

A jacket is advertised as “was $120, now $70.” The $120 figure is intended to make $70 seem cheaper. What is the $120 figure called?

Two identical snack boxes are offered: 10 ounces for $3 and 16 ounces for $4. Which box has the lower unit price?

An airfare ad displays $120, but a mandatory $35 fee appears only at checkout. What pricing tactic makes the initial price look lower?

Dani buys shoes she did not plan to buy after seeing “Only 2 left! Sale ends tonight.” What advertising tactic most influenced her purchase?