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by BlastRoom
Saving and investing, credit, paying for college, insurance, major purchases and consumer protection.
#us_hs_personal_finance
50 questions
One question set, multiple game modes. Tap any game to see it in action. Not sure which to pick?
Answer to place stones and capture territory.
Outrun the snow together.
Earn blasts, then hunt the other team.
Answer to earn energy, then climb.
The class blasts through walls together.
Bid on mystery lots. Most money wins.
Sell tours. Nice, standard, or a total scam.
Answer, restock, and serve the rush.
More correct answers pulls the rope your way.
Answer, then shoot down the alien wave.
Answer, then tap to leap the frozen ridge.
Read the card statement. If Jordan pays only the minimum and makes no new purchases, what balance remains?
Use the card disclosure. If the $600 balance stays for one month at an 18% APR, about how much interest is charged using 18% ÷ 12?
Use the loan disclosure. What is the finance charge on this loan?
A card has a $300 balance and a $1,200 credit limit. What is its credit utilization?
A credit card lets Priya borrow, repay, and borrow again up to her limit. What type of credit is it?
When a borrower pledges a car that a lender can take if the loan is not repaid, what is the car called?
What does APR describe on a credit offer?
A card agreement says purchases avoid interest when the statement balance is paid in full by the due date. What is this feature?
Loan A requires 10 payments of $220. Loan B requires 12 payments of $190. Which has the lower total repayment?
A card begins the month with an $800 balance, adds $12 interest, and receives a $50 payment. With no new purchases, what is the new balance?
Maya finds a credit-report account that is not hers. What is the best response?
An amortization row starts with a $1,000 balance, adds $10 interest, and applies a $100 payment. What ending balance should the row show?
A card has a $120 balance. Its stated monthly rate is 1%, then the borrower pays $20 and makes no purchases. What balance remains?
Based on the fund table, which fund is more diversified?
Use the investment table. What was the return from the start value to the end value?
A $100 investment earns 10% annually and compounds once each year. What is its value after two years?
Use the table. How much does Oak Fund charge in annual expenses on a $1,000 investment?
Which asset is generally the most liquid?
Noah can invest $1,000 in one company or in a fund holding 200 companies. Which choice reduces company-specific risk?
Use the allocation table. What is the main concern with this portfolio?
A fund share costs $50. Elena receives a $10 dividend and reinvests all of it at $50 per share. How many shares does the dividend buy?
An investment earns 1% in a year while prices rise 3%. What happens to its purchasing power, approximately?
Which feature identifies a Roth IRA?
A bond has a $1,000 face value and pays a 4% annual coupon. How much coupon interest does it pay each year?
What does an index fund generally aim to do?
A covered auto repair costs $1,000. After a $200 deductible, the policy pays 80% of the remaining cost. How much does the insurer pay?
Use the health-claim table. How much does the insurer pay after the deductible and coinsurance?
What is an insurance premium?
What is a deductible?
Use the declarations table. What deductible applies to a collision claim?
Darius causes a crash that injures another driver. Which auto coverage is designed to help pay the other driver's injury claim?
A bicycle is stolen from Ava's rented apartment. Which renters-policy coverage is most relevant to the bicycle?
Use the plans table. A covered repair costs $1,500, and there is no coinsurance. Which plan gives the lower total of annual premium plus repair cost to the policyholder?
A covered loss is $300 and the policy has a $500 deductible. How much does the insurer pay?
After meeting her deductible, Kai has a covered doctor visit costing $200 and a $30 copay. How much does the insurer pay?
A laptop cost $1,000 when new and has depreciated by $400. If a policy pays actual cash value, what payment amount is used before any deductible?
A homeowner policy specifically excludes flood damage. After a flood, what is the best next step before expecting payment from that policy?
Use the purchase comparison. How much more does the payment plan cost than paying cash?
A seller offers a phone at an unusually low price but demands payment by gift card before shipping. What is the best decision?
Use the car comparison. How much more is paid through the loan than by paying cash?
A text says, “Your account closes today. Tap this link and enter your Social Security number.” What type of scam is this most likely?
Leah receives an unexpected new-account alert and verification codes she did not request. What is the best immediate response?
Use the award letter. What is the college's net price after grants and scholarships, before loans?
What is the opportunity cost of a choice?
A lease requires $1,000 at signing and 24 monthly payments of $250. What is the total paid over the lease term?
Use the supply table. Which package has the lower cost per pen?
A lender pressures Sam to sign immediately and requires a large upfront fee before providing clear disclosures. What is the best response?
After a consumer files a dispute with a credit bureau, federal law generally requires the bureau to complete its reinvestigation within about how many days?
A car is bought for $20,000 and is expected to be worth $14,000 when sold. What is the estimated depreciation?
What right does the Fair Credit Reporting Act support for consumers?
Crack the passcode before the zombies get in.
Answer, then swat bugs for bonus points.
Race through questions at your own speed.
Same question on every screen. Fastest wins.
Pick a tile, answer, hit bonuses and steals.
Insurance and Risk Review
40 questions
