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by BlastRoom
Deposits in, loans out, and the difference in between. Plus what a credit union is and what deposit insurance covers.
#us_hs_personal_finance
20 questions
One question set, multiple game modes. Tap any game to see it in action. Not sure which to pick?
Answer to place stones and capture territory.
Outrun the snow together.
Earn blasts, then hunt the other team.
Answer to earn energy, then climb.
The class blasts through walls together.
Bid on mystery lots. Most money wins.
Sell tours. Nice, standard, or a total scam.
Answer, restock, and serve the rush.
More correct answers pulls the rope your way.
Answer, then shoot down the alien wave.
Answer, then tap to leap the frozen ridge.
A financial institution is owned by its members and may limit service to people in an eligible group. What type of institution is it?
A commercial bank is for-profit and distributes its earnings to shareholders as dividends. What does a not-for-profit credit union typically do with its surplus earnings instead?
At a credit union, what governance role can a member have?
What term describes the shared eligibility requirement that can limit who may join a credit union?
Which institution is generally a for-profit business owned by shareholders rather than by its deposit customers?
What is the name for the difference between the interest a bank charges on loans and the interest it pays on deposits?
A bank earns 8% on $100,000 in loans and pays 2% on $80,000 in deposits for one year. Before other expenses, how much more interest income than interest expense does it have?
A bank has a $20,000 loan with a 6% annual interest rate and an unchanged balance for one year. How much interest does the bank earn on that loan?
Bank A charges 7% on loans and pays 2% on deposits. Bank B charges 7% and pays 5%. Which has the larger interest spread?
Which transaction is a source of noninterest revenue for a bank?
Which federal agency insures deposits at federally insured credit unions?
For this question, deposit insurance covers up to $150,000 per owner at one bank. Kai has $95,000 in checking and $80,000 in savings under one ownership. How much is uninsured?
For this question, insurance covers up to $100,000 per owner at each bank. Lee has $80,000 at Bank A and $80,000 at Bank B under the same ownership. How much is protected?
For this question, insurance covers up to $100,000 for all of one owner's individual accounts at a bank. Rosa has $60,000 in checking and $55,000 in savings there. How much is uninsured?
A bank's stated deposit-insurance limit is $150,000 per owner. When the bank fails, Maya has $120,000 in a covered savings account. How much of that balance is protected?
A bank's stated insurance covers deposit accounts up to $150,000. Priya has $100,000 in savings and $60,000 in a mutual fund purchased through the bank. How much is protected by deposit insurance?
Sam receives pay every two weeks and wants to use a debit card and pay bills frequently. Which account best fits this need?
Nia will not need $2,000 for 12 months and wants to lock in a stated rate, accepting a penalty for early withdrawal. Which account best matches her goal?
Ava has a paper check and wants to add it to her account without visiting a branch or ATM. Which banking service should she use?
Jordan wants an employer to send each paycheck automatically into a checking account. Which service does Jordan need?
Crack the passcode before the zombies get in.
Answer, then swat bugs for bonus points.
Race through questions at your own speed.
Same question on every screen. Fastest wins.
Pick a tile, answer, hit bonuses and steals.
Debit Cards, Overdraft and Account Fees
25 questions
