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by BlastRoom
Same payment every month, different split every month. Read the schedule and see why.
#us_hs_personal_finance
25 questions
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A lender gives Maya a table that lists each auto-loan payment, its interest, its principal, and the balance left. What is this table called?
On an auto-loan schedule, what does the principal balance represent?
For a fixed-rate, level-payment auto loan, why does the interest part of a payment usually fall over time?
Maya makes an extra $500 payment toward principal on her fixed-rate auto loan and keeps paying the same monthly amount. What generally happens?
Which pattern best shows that a level-payment loan is amortizing?
Jo borrows $12,000 for a car and pays $300 a month for 48 months. How much interest does Jo pay over the life of the loan?
Maya can finance $15,000 at the same APR over 48 months or 72 months. Which choice generally costs less in total interest?
Payment 1 on an auto loan is $300: $200 interest and $100 principal. At a later payment, the balance is lower but the payment is still $300. What is most likely?
Use the amortization extract. How much of payment 6 reduces principal?
Read the row in the amortization extract. What principal amount is paid in payment 9?
The schedule lists payment 14 below. How much of that payment goes to principal?
From the payment row shown, calculate the amount that reduces the loan balance.
How much principal is included in payment 22 of the schedule?
Use the listed payment and interest amount. What part of payment 30 lowers principal?
The row shows interest and principal for payment 11. What is the scheduled payment amount?
Complete the blank principal cell in this amortization row.
The payment and principal portions are shown. What interest amount belongs in the blank cell?
Use the loan-balance extract. How much of payment 13 was interest?
The balance change shown occurred during payment 8. What was the interest portion of that payment?
Read the two consecutive balances. How much interest was charged in payment 21?
An auto-loan schedule records these two balances. What amount of payment 16 was interest?
Using the extract, find the finance-charge portion of payment 27.
What interest amount can be derived for payment 5 from the balances shown?
Use the balance change in the table. How much of payment 19 was interest?
After payment 9, an auto-loan balance is $3,200; after payment 10, it is $3,005. Payment 10 was $260. How much of payment 10 was interest?
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What Is On Your Credit Report
25 questions
