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by BlastRoom
Rate, term, down payment and fees all move the total. Work out which offer actually costs less.
#us_hs_personal_finance
30 questions
One question set, multiple game modes. Tap any game to see it in action. Not sure which to pick?
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Use the loan table. What is Offer A's total outlay?
A loan requires an $800 down payment, 18 payments of $175, and a $75 fee. What is the total outlay?
Use the loan table. What is Offer A's total outlay?
A loan has no down payment, 12 payments of $310, and a $90 fee. What is the total outlay?
Use the loan table. What is Offer A's total outlay?
Use the loan table. What is Offer A's total outlay?
A loan requires a $1,500 down payment, 48 payments of $140, and a $200 fee. What is the total outlay?
Use the loan table. What is Offer A's total outlay?
Use the loan table. What is Offer A's total outlay?
Use the loan table. What is Offer A's total outlay?
Use the loan table. Which offer costs less in total, and by how much?
Use the loan table. Which offer costs less in total, and by how much?
Offer A has $0 down, 48 payments of $160, and a $200 fee. Offer B has $1,200 down and 48 payments of $135. Which costs less in total?
Use the loan table. Which offer costs less in total, and by how much?
Offer A has $0 down, 18 payments of $250, and a $150 fee. Offer B has $500 down, 18 payments of $225, and a $100 fee. Which costs less?
Use the loan table. Which offer costs less in total, and by how much?
Use the loan table. Which offer costs less in total, and by how much?
Offer A has $0 down, 24 payments of $280, and a $120 fee. Offer B has $750 down and 24 payments of $250. Which costs less in total?
Use the loan table. Which offer costs less in total?
Use the loan table. Which offer costs less in total, and by how much?
Offer A has $600 down, 10 payments of $420, and a $50 fee. Offer B has $0 down and 10 payments of $470. Which costs less in total?
Use the loan table. Which offer costs less in total, and by how much?
Use the loan table. What does Offer B's 48-month term mean?
For loans with the same principal, rate, and fees, what term change typically lowers total interest paid?
Use the loan table. Which offer has the lower monthly payment?
A lender lists a payment of $240 each month for a loan. What is this amount called?
Use the loan table. Why can Offer B have a lower monthly payment but a higher total outlay?
Loan A and Loan B have the same principal and rate. Loan A has a 24-month term and Loan B has a 36-month term. Which typically has the lower monthly payment?
Use the loan table. Which statement correctly describes the trade-off?
Use the loan table. Kai cannot pay more than $230 per month. Which offer meets that limit?
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Credit Scores: The Five Factors
30 questions
