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by BlastRoom
Two rates that look alike and are not, and what a disclosure has to tell you.
#us_hs_personal_finance
25 questions
One question set, multiple game modes. Tap any game to see it in action. Not sure which to pick?
Answer to place stones and capture territory.
Outrun the snow together.
Earn blasts, then hunt the other team.
Answer to earn energy, then climb.
The class blasts through walls together.
Bid on mystery lots. Most money wins.
Sell tours. Nice, standard, or a total scam.
Answer, restock, and serve the rush.
More correct answers pulls the rope your way.
Answer, then shoot down the alien wave.
Answer, then tap to leap the frozen ridge.
A loan disclosure lists a 12% annual rate for borrowing money. What is that rate called?
A savings account disclosure says deposits earn 3.2% each year, including the effect of compounding. What is this rate called?
A credit card's disclosure shows a 19.9% yearly rate charged on unpaid purchase balances. Is 19.9% an APR or an APY?
Account A and Account B both pay 3% interest. Account A compounds monthly, and Account B compounds once a year. Which has the higher APY?
Two loans both charge 9% interest, but one also charges an origination fee. Which loan will generally have the higher APR?
Two CDs compound interest on different schedules. Which number should a saver compare to see which CD earns more in a year?
A checking account disclosure lists “APY: 1.5%.” What does this rate describe?
Use the disclosure. If Ava keeps $100 in this account for one year, which is true?
Use the disclosure. If Ben keeps $1,000 in this account for one year, which is true?
Use the disclosure. Mia keeps $500 in this account for one year. Which is true?
Use the disclosure. Jordan earns $25 in interest during six months, then withdraws early. What happens to that interest?
Use the disclosure. Lee carries a $200 balance for one year. Use simple interest for this comparison. Which cost is larger?
Use the disclosure. Priya keeps $300 in the account for one year. How do the interest and fees compare?
Use the disclosure. Omar keeps $800 in the account for one year. How do the interest and fees compare?
Use the disclosure. Rosa keeps $1,200 in the account for one year. By how much does interest exceed fees?
Use the disclosure. If monthly interest is based on this APR, what monthly periodic rate applies?
Use the disclosure. What periodic rate applies each quarter?
Use the disclosure. What monthly periodic rate applies?
Use the disclosure's 360-day billing year. What daily periodic rate applies?
A loan has a 3.6% APR and applies interest monthly. What is its monthly periodic rate?
A loan has a 4% APR and applies interest every six months. What periodic rate applies?
For $1,000 borrowed for one year, Loan A charges 8% APR and no fee. Loan B charges 7% APR and a $20 origination fee. Which costs less?
Nia keeps $500 for one year. Account A pays 3% APY with no fee; Account B pays 4% APY with a $1 monthly fee. Which leaves more after fees?
For $2,000 borrowed for one year, Loan A charges a 9% interest rate with no fee. Loan B charges an 8% interest rate plus a fee. What fee would make the two loans cost the same?
Account A pays 4% APY with a $24 yearly fee. Account B pays 3% APY with no fee. Above what one-year balance does Account A leave more after fees?
Crack the passcode before the zombies get in.
Answer, then swat bugs for bonus points.
Race through questions at your own speed.
Same question on every screen. Fastest wins.
Pick a tile, answer, hit bonuses and steals.
Digital Banking, Payment Apps and Account Security
25 questions
