A caller claims to be from the IRS, threatens arrest, and demands gift cards today. What scam category best fits?

An email that looks like it is from a bank asks Kai to sign in through a link to “verify” an account. What type of scam is this?

Maya receives a text saying her package cannot be delivered unless she taps a link and enters card details. What is this called?

A message appears to come from Leo’s friend because the sender name and number have been faked. Which tactic is being used?

Someone calls claiming to be a utility employee and invents a story about checking Rosa’s identity before asking for her date of birth. What tactic is this?

After weeks of online messages, a new “partner” says they are stranded overseas and need money for a ticket home. What scam type best fits?

An ad promises a $10,000 loan but requires Devon to pay a $250 “insurance fee” before receiving any funds. What scam type best fits?

A pop-up says Amira’s computer has a virus and tells her to call a number so a “specialist” can take remote control. What scam type is this?

A device secretly attached to a gas-pump card reader copies customers’ card data. What is this device called?

Someone opens a credit card using Jordan’s name and Social Security number without permission. What crime has occurred?

A company reports that an intruder accessed a database containing customers’ names, emails, and passwords. What event occurred?

A lender asks only for a pay stub and a bank account, lends $300 for two weeks with a $45 fee, and urges a new loan when it is due. What product is this?

An unexpected text says Priya’s bank account will close today unless she opens a link. What is the safest next step?

A caller says, “Pay in the next 10 minutes or your electricity is shut off.” What should Mateo do first?

A social-media seller says a heavily discounted game console is available only if Nia pays within five minutes. What is the safest response?

A person Sam met online asks Sam to keep their relationship secret and send money for an emergency. What should Sam do?

An email appearing to be from a supervisor requests gift cards and says not to call because the request is confidential. What is the safest action?

A pop-up tells Chen that a virus is deleting files and that only a remote technician can fix it now. What should Chen do?

A caller says a relative has been arrested and demands money immediately, insisting Avery tell no one. What response is safest?

An unexpected email says a refund is waiting but requires Tori to provide a Social Security number today. What should Tori do?

A stranger says an investment opportunity is “guaranteed” but is available only to people who decide during this call. What is the best response?

A caller claims to be from a fraud department and says Eli must read a one-time login code aloud right now. What should Eli do?

A message says Jules won a prize but must send cryptocurrency first for a processing fee. What is the clearest payment red flag?

A caller claiming to be from a federal agency demands payment with gift cards. Why is this a major red flag?

Olivia is answering ads for apartments. Which detail is the clearest sign that an ad may be a scam?

Cameron is selling a $1,000 item online. Which buyer request is the clearest sign of a fake-check scam?

Imani gets a call about a debt she owes. Which detail most strongly signals a scam?

Leo is buying a used car from a stranger online. Which seller condition creates the greatest risk for Leo?

A fake charity message asks for a donation through a link and says the payment cannot be refunded. What should Morgan do before donating?

A marketplace seller insists on a peer-to-peer app’s friends-and-family transfer and refuses card payment through the marketplace. What is the red flag?