True or False: A cashless payment is made without using physical money. Its Indonesian equivalent is Nontunai.

True or False: A digital wallet (e-wallet) is a physical plastic card that stores cash on a magnetic strip.

True or False: QR Payment is a way of paying by scanning a code.

True or False: Cybersecurity refers to increasing the internet speed of mobile phones.

True or False: Personal data, such as PINs and IDs, is public information that people can share freely online.

True or False: A scam (or fraud) is a dishonest scheme used to steal money.

True or False: In Indonesian, Income is translated as Pengeluaran.

True or False: Debt is money owed that must be paid back. Its Indonesian equivalent is Utang.

True or False: In the 50/30/20 budget chart, 50% of income is allocated to savings, 30% to wants, and 20% to needs.

True or False: Impulse buying means buying suddenly without planning.

True or False: A Report Text is a non-fiction text that presents factual information about a subject as a result of systematic observation, research, or analysis.

True or False: The social function of a Report Text is to entertain readers with a story.

True or False: The social function of a Report Text is to present information about a topic generally, objectively, and factually.

True or False: My Personal OVO Account is a suitable topic for a Report Text because its scope is wide.

True or False: Cryptocurrency Systems is a topic that belongs to a Report Text rather than a Descriptive Text.

True or False: A Report Text describes a specific object's unique traits, while a Descriptive Text informs readers about general facts.

True or False: In a Report Text, the General Classification is the last paragraph, where the author gives a personal conclusion.

True or False: In a Report Text, the General Classification (Paragraph 1) introduces the topic through a definition or overview.

True or False: In a Report Text, the Description (Paragraphs 2+) provides detailed information such as features, mechanisms, and impact.

True or False: In the model text Digital Wallets, the paragraph about NFC technology and QR code scanning is the Description: Impact.

True or False: In the model text Digital Wallets, the paragraph beginning Digital wallets influence financial habits is the Description: Impact, which discusses budgeting versus impulse buying.

True or False: The Paylater text states that, although Paylater offers flexibility, it carries risks such as high interest and late fees that lead to debt.

True or False: According to the Paylater text, users must pay the full price at checkout, and paying later or in installments is not allowed.

True or False: In a Report Text, smartphones and e-wallets are correct general nouns, while my iPhone and his ShopeePay should be avoided.

True or False: A Report Text should use specific nouns such as my iPhone instead of category nouns such as smartphones.

True or False: Encryption, biometrics, interest rate, liquidity, and authentication are examples of technical terms (jargon) used in a FinTech Report Text.

True or False: A Report Text avoids technical terms and uses informal slang to sound friendly.

True or False: Is, are, consist of, and include are action verbs that describe mechanisms.

True or False: The positive formula for a Simple Present verbal sentence is Subject + Verb 1 (s/es) + Object.

True or False: The negative formula for a Simple Present verbal sentence is Subject + do/does + not + Verb 2 + Object.

True or False: In a Simple Present nominal sentence, a singular subject takes is and a plural subject takes are, as in Cybersecurity is essential and E-wallets are popular.

True or False: The sentence E-wallets is popular is grammatically correct because popular is an adjective.

True or False: In A digital wallet stores credentials, the verb stores takes -s because the subject is singular.

True or False: Gen Z uses mobile apps is a nominal Simple Present sentence because it uses the verb uses.

True or False: The correct form of An e-wallet allow users to pay for goods without physical cash is An e-wallet allows users to pay for goods without physical cash.

True or False: The correct form of Many teenagers does not understands the risks of online scams is Many teenagers do not understand the risks of online scams.

True or False: Financial literacy are essential for managing personal expenses is grammatically correct.

True or False: The correct form of Impulse buying lead to unnecessary financial debt is Impulse buying leads to unnecessary financial debt.

True or False: Biometric authentication protect user account details is grammatically correct.

True or False: The words e-wallets, require, biometric data, to, secure, access can be arranged into E-wallets requires biometric data to secure access.